Cost Comparisons - Life Insurance - Sep 2006

The cost of monthly premiums for Life Insurance of $200,000 from a variety of sources is:

See Notes below.

Cost Comparisons - Critical Illness Insurance - Sep 2006

The cost of monthly premiums for Critical Illness Insurance accelerated of $200,000 from a variety of sources is:

See Notes below.

Cost of TPD Insurance - Sep 2006

The cost of monthly premiums for TPD Insurance accelerated any occupation of $200,000 from a variety of sources is:

See Notes below.

Cost of Income Protection Insurance - Sep 2006

The cost of monthly premiums for Income Protection Insurance for agreed value for a general clerical occupation for $2,000/mth with a 4 week wait and 2 year claim period from a variety of sources is: (includes waiver of premium whilst on claim.)

Why pay more!

As at 15 September 2006.

Notes:

• Monthly premiums include policy fees and waiver of premium where applicable.
• The conditions covered and definitions may vary with insurers.
• The minimum premium for NZLife policies is $15.mth. Other suppliers have minimums ranging from $12.50 to $20.00. We suggest you increase or add other benefits to get best value.
• Smokers rates are approximately double the above costs. Check on the calculator.
• The rates quoted are for the first years premiums based on a standard life risk. Actual rates may vary depending on the assessed risk, and increase in future years, depending on the type of policy purchased, (rate for age or level term - see notes below) and the supplier.
• Other sites may offer what may appear to be major discounts, but they are still more expensive than NZLife! If you find a lower price please tell us.